Consumer-Driven Flex Accounts

Benefit Types
. In one system, WinFlexOne handles all consumer-driven account types: Health FSA, Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), Dependent Care, Adoption, Commuter Benefit Plans, Individually Owned Policy Premiums, and Premium Only Plans (POP).

Benefit Linking. Linking benefits between FSA, HRA, and HSA is simple with WinFlexOne. Complicated plan designs are easily handled through the unique "claim type" ordering system. Plus, benefits can be limited to pay only one claim type - for example, dental expenses - or linked with other benefits to structure the payment of claims in a specific order.

Benefit Payment Type Limits and Payment Ordering. FSA, HSA, and HRA accounts are user-configurable to handle limited claim types (i.e., EOB only) or some or all IRS Section 213 expenses. For example, a "dental only" FSA account may be linked to pay first, before the HSA account; and either account may pay or may not pay a specific claim type - like dental or vision expenses. Roll-forward features are available for any health account.